Friday, September 22, 2023

If you’re on track to max out on your 401(k), it’s a huge accomplishment, so congratulations! Now what?

Wednesday, September 20, 2023

Your financial strategy may help you pursue your goals. But occasionally, those goals shift, and we may need to call an “audible” to get the best play.

Wednesday, September 13, 2023

Estate planning can be one of the most misunderstood aspects of financial planning; however, it’s vital to ensure your assets and family are protected.

Tuesday, September 12, 2023

Want to connect? My Facebook and LinkedIn pages and my website feature helpful financial information, including top-quality videos,...

Wednesday, September 6, 2023

At some point in life, you’ll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be challenging to make. Here are three things you should ask yourself...

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Friday, September 1, 2023

While looking ahead to a leisurely retirement is natural, it’s prudent to prepare for expenses that catch many retirees by surprise.

Tuesday, August 29, 2023

If you have school-age children, you’re intimately familiar with the often-hectic morning routines that make launching a rocket into space look easy.

Thursday, August 24, 2023

You may have recently noticed the name Osaic on my website, letterhead and e-mails where you formerly saw the name Royal Alliance, the firm we use to support our business operations.

Tuesday, August 8, 2023

When you list the people who will benefit from your lifetime of hard work (your beneficiaries), is that group of names the same this year as last?

Friday, July 28, 2023

As we age, one consideration that weighs on most people is the cost of healthcare in retirement. While we can’t truly predict the cost, we can take time to educate ourselves about the options or resources available to help pay...

Tuesday, July 25, 2023

Monday, July 24, 2023

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.”

Monday, July 17, 2023

Yankees great Yogi Berra once quipped, “90% of baseball is mental; the other half is physical.”

Wednesday, July 12, 2023

Did you know that hobbies may help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

Saturday, July 8, 2023

The years between turning 50 and retirement can be some of the very best. Hopefully you’ve earned enough to start living comfortably, you’re accomplished in your job and life, and you know which risks are worth taking....

Wednesday, July 5, 2023

For some households, student loan debt is their biggest monthly expense (after their mortgage).

Saturday, July 1, 2023

We may think of setting goals or resolutions most often at the beginning of a new year.  However, today is the beginning of the second half of 2023 so how about today?

Friday, June 23, 2023

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...

Thursday, June 22, 2023

How you choose to handle your retirement plan assets when you change jobs will have a lasting impact on the size of your nest egg and ultimately on the type of retirement you can enjoy.

Thursday, June 15, 2023

Educational attainment is a bedrock of the American Dream.We want our kids to do better than us, and we'll do what we can to help them achieve that! But unfortunately, there are dreams, and then there's reality: ...

Monday, June 5, 2023

Inherited retirement accounts offer great financial opportunities to beneficiaries, but can be stressful due to the complicated risks associated with certain options. Knowing the basic differences of each option is just the tip of the...

Wednesday, May 31, 2023

Instead of waiting until age 65 to decide what to do, take the time NOW to practice and examine your budget options so you can make the most of your benefits.

Wednesday, May 10, 2023

Most working adults with families should have some kind of life insurance in place.

Sunday, May 7, 2023

I wanted to take a moment to update you on the potential changes to Social Security benefits for 2024. As I'm sure you know, the Social Security Administration calculates annual cost-of-living adjustments (COLA) based on the Consumer...

Wednesday, May 3, 2023

For many of us, Social Security plays an important part in our financial plans for retirement or later stage of life. Even if you’re years away from applying for benefits, there are good reasons to set up your online Social...

Saturday, April 29, 2023

Whether you’re newlyweds or have celebrated many anniversaries, you already know you can accomplish more working together towards the same goal. The same goes with retirement savings.

Wednesday, April 19, 2023

This sounds like an exciting collaboration!  Check out the article.  I'd love to know what you think of the upcoming missions to the Moon.

Thursday, April 6, 2023

Are there deductions you’re missing? Credits you could be claiming? You should never pay more than your fair share! 

Saturday, March 25, 2023

If you're approaching your retirement days, you might envision travel, relaxation, and family time. But is there room in your dream retirement for a new career as well?

Wednesday, March 22, 2023

Focus on these ten tasks to prepare your financial plan for anything and ensure you're doing all you can to invest in your future.

Wednesday, March 15, 2023

The good news is

Thursday, March 2, 2023

There are lots of positives to adulthood. You make your own money, you make your own rules, and you make your own decisions. But with that freedom comes responsibility too, and some are harder than others. Particularly difficult is the...

Monday, February 27, 2023

For decades, the number of single-parent households in the U.S. has been rising according to the United States Census Bureau. In fact, children living with a mother only is the second most common U.S. living arrangement, a number that...

Friday, February 17, 2023

Despite progress toward financial planning and saving, women often face challenges regarding their financial security.

Friday, February 10, 2023

Thursday, February 2, 2023

Inherited retirement accounts offer great financial opportunities to beneficiaries, but can be stressful due to the complicated risks associated with certain options. Knowing the basic differences of each option is just the tip of...

Saturday, January 28, 2023

January 28 serves as an internationally recognized day to remind us about data privacy. Also known as Data Privacy Day, January 28 aims to empower companies and individuals to discuss and implement ways to safeguard data and...

Friday, January 6, 2023

Kyle Murphy Market Commentary - January 5, 2023

Wednesday, January 4, 2023

I hope everyone had a wonderful holiday season. Things in the Murphy household are never dull. With a little push from my assistant, I am posting a picture of myself in full stage makeup. Was in the Central Virginia Dance...

Wednesday, December 21, 2022

When you have a major life event such as getting married, having a child, or buying a home, your financial situation and priorities may change.As your life changes, your financial decisions must stay in line with your goals, values,...

Friday, December 2, 2022

Tuesday, November 15, 2022

Kyle Murphy Market Commentary - November 14, 2022

Monday, November 14, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Wednesday, November 2, 2022

"You bought an EV and want to install a charger in your condo. Now what?"

Friday, October 28, 2022

Check Your IRA Beneficiaries Today!

Tuesday, October 25, 2022

Kyle Murphy Market Commentary - October 21, 2022

Friday, October 21, 2022

Five Ways to Offset the Rising Cost of Groceries, courtesy of!

Thursday, October 20, 2022

I hope you'll visit my Facebook page,, today. Follow my page's Blog for timely insights and sometimes "just for fun" posts like my family's Halloween 2020 photos.

Tuesday, October 18, 2022

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...

Monday, October 10, 2022

Friday, September 23, 2022

Friday, September 23, 2022

Tuesday, September 13, 2022

Tuesday, August 23, 2022

Friday, July 8, 2022

Tuesday, June 28, 2022

The dream of a secure retirement, college funding, or a vacation home may be the financial “prize” you’re keeping your eyes on. But it’s hard for investors, even seasoned ones, to stay focused in the face of...

Friday, June 17, 2022

Wednesday, June 8, 2022

Friday, May 20, 2022

Kyle Murphy Commentary Video - May 13, 2022

Friday, May 20, 2022

Thursday, May 19, 2022

Isn’t it the worst when you wake up after you’ve hit the snooze button? If your child is approaching college age, and you're behind on education savings, it can feel like hitting the snooze button too many times. But...

Tuesday, May 3, 2022

If you loved making paper airplanes as a kid, you may have been an early drone designer... Check out this article from The Washington Post:  Paper airplanes could help with design of drones or flying robots (

Thursday, April 28, 2022

Wednesday, March 30, 2022

Thursday, March 24, 2022

Monday, March 14, 2022

Thursday, March 3, 2022

If you've recently retired, congratulations! 

Wednesday, January 19, 2022

Sunday, October 31, 2021

Insurance: we all hope to not need it, but wouldn’t want to be without it when we do. Car insurance, health insurance, life insurance, home insurance… you and your spouse probably have most – if not all – of...

Friday, October 15, 2021

Few life events are more stressful than a job loss. If you or someone you know is in this situation due to COVID-19, you likely have questions about job hunting, unemployment insurance, and health care. You may also be wondering,...