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Friday, March 1, 2024

The pandemic changed the way a lot of Americans work. Working remotely from home is the new normal for many. If you’re one of them, you may have wondered if you should consider claiming the home office deduction on your taxes....

Wednesday, February 28, 2024

Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

Saturday, February 24, 2024

Over the years, I've come to believe that learning to navigate financial discussions and events in a relationship is a "must" that transcends generations. However, recent data shows that Gen Z and Millennial couples are forging their...

Wednesday, February 21, 2024

Have you saved enough? Whether you started late, or have regularly saved throughout your career, you might wish you could stash some additional cash in your retirement fund. Fortunately, if you’re 50 or older, you can.

Sunday, February 18, 2024

Saving money is a bit like eating healthy; you know you should eat your veggies, but it’s hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But,...

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Tuesday, February 13, 2024

 Welcoming a new member to your family for sure represents one of the most consequential and life-changing events you may ever experience. There are many emotions to navigate … and then there are also some financial...

Monday, February 5, 2024

Discover the key considerations in choosing Medicare coverage, including costs, coverage rules, doctor choices, and travel coverage, among others. Plus, learn how to protect yourself from the Medicare COVID Test Scam, which involves...

Friday, February 2, 2024

This month’s Your Money Matters newsletter contains helpful information about managing your taxable income, a brief primer about life insurance, protecting your assets with an umbrella policy, and the importance of inventorying and MORE!

Sunday, January 28, 2024

January 28 is an internationally recognized day to remind us about data privacy. Also known as Data Privacy Day, January 28 ...

Sunday, January 21, 2024

I’m sure you’ve heard the terms “asset allocation” and “diversification” used in the same sentence, but they are very different concepts that every investor should understand.

Saturday, January 20, 2024

If your December plans also include thinking about or preparing for retirement, you may be feeling some concern about what your income will look like during the remainder of your life.

Monday, January 15, 2024

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.”

Friday, January 12, 2024

The New Year means taking a new look at your finances. The most important thing is to make sure you feel like you have the cashflow you need to meet your monthly, quarterly or annual obligations AND do the things you want to do.

Wednesday, January 10, 2024

**I normally post this information in late August/early September, but this year, some students will just be returning to school in the next couple of days after their holiday breaks.** If you have school-age children, you’re...

Monday, January 8, 2024

January is National Financial Wellness Month, a reminder to start the year with a renewed focus on goals and financial well-being.

Saturday, January 6, 2024

The Internal Revenue Service recently released updated income tax brackets, standard deduction, and retirement contribution limits for the 2024 tax year. While these taxes are not due for some time, it may benefit you to start...

Friday, December 29, 2023

We don’t always hear about it in the news, but identity theft is on the rise. Our constant internet usage has given us a large digital footprint. And the more you’re online, the greater your risk of criminals hijacking...

Friday, December 22, 2023

The Senate and the House have returned to work but are unlikely to get much done before the Christmas break— which means January is going to be busy.

Friday, December 1, 2023

The year is winding down, and you’re likely dealing with all that entails, including making health decisions and pondering the new year ahead.

Sunday, November 12, 2023

Once seen as a source of danger and contamination, abandoned coal mines are now providing opportunities for green, renewable heating and cooling.

Saturday, November 11, 2023

On Veterans Day, we honor military personnel who have served (or are serving) our great country. Heartfelt thanks to the brave men and women who have made this country great and who make us so grateful to be Americans. Their...

Thursday, November 9, 2023

Earlier this year, the Social Security Administration announced a 3.2% Cost of Living Adjustment (COLA) for 2024.

Monday, October 23, 2023

If you’re wondering if estate planning is right for you, it’s important to know it’s not just for the wealthy. Even people with modest assets need a written plan. And right now is a great time to take the next step...

Friday, October 20, 2023

As more and more people become dependent on technology, the chance of your finances being attacked through cyberspace is increasing tremendously. And one of the most common and devastating ways this happens is through identity theft...

Monday, October 16, 2023

For most people, family and finances are two areas of significant importance. In order to safeguard financial assets and ensure loved ones receive what you intend, you absolutely need an estate plan. However, navigating inheritance...

Friday, October 13, 2023

Did you know?  At the age of 62, you become eligible to start drawing Social Security retirement benefits. Now what?

Friday, September 22, 2023

If you’re on track to max out on your 401(k), it’s a huge accomplishment, so congratulations! Now what?

Wednesday, September 20, 2023

Your financial strategy may help you pursue your goals. But occasionally, those goals shift, and we may need to call an “audible” to get the best play.

Wednesday, September 13, 2023

Estate planning can be one of the most misunderstood aspects of financial planning; however, it’s vital to ensure your assets and family are protected.

Tuesday, September 12, 2023

Want to connect? My Facebook and LinkedIn pages and my website feature helpful financial information, including top-quality videos,...

Wednesday, September 6, 2023

At some point in life, you’ll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be challenging to make. Here are three things you should ask yourself...

Friday, September 1, 2023

While looking ahead to a leisurely retirement is natural, it’s prudent to prepare for expenses that catch many retirees by surprise.

Thursday, August 24, 2023

You may have recently noticed the name Osaic on my website, letterhead and e-mails where you formerly saw the name Royal Alliance, the firm we use to support our business operations.

Tuesday, August 8, 2023

When you list the people who will benefit from your lifetime of hard work (your beneficiaries), is that group of names the same this year as last?

Friday, July 28, 2023

As we age, one consideration that weighs on most people is the cost of healthcare in retirement. While we can’t truly predict the cost, we can take time to educate ourselves about the options or resources available to help pay...

Tuesday, July 25, 2023

Wednesday, July 12, 2023

Did you know that hobbies may help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....

Saturday, July 8, 2023

The years between turning 50 and retirement can be some of the very best. Hopefully you’ve earned enough to start living comfortably, you’re accomplished in your job and life, and you know which risks are worth taking....

Wednesday, July 5, 2023

For some households, student loan debt is their biggest monthly expense (after their mortgage).

Saturday, July 1, 2023

We may think of setting goals or resolutions most often at the beginning of a new year.  However, today is the beginning of the second half of 2023 so how about today?

Friday, June 23, 2023

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...

Thursday, June 22, 2023

How you choose to handle your retirement plan assets when you change jobs will have a lasting impact on the size of your nest egg and ultimately on the type of retirement you can enjoy.

Thursday, June 15, 2023

Educational attainment is a bedrock of the American Dream.We want our kids to do better than us, and we'll do what we can to help them achieve that! But unfortunately, there are dreams, and then there's reality: ...

Monday, June 5, 2023

Inherited retirement accounts offer great financial opportunities to beneficiaries, but can be stressful due to the complicated risks associated with certain options. Knowing the basic differences of each option is just the tip of the...

Wednesday, May 31, 2023

Instead of waiting until age 65 to decide what to do, take the time NOW to practice and examine your budget options so you can make the most of your benefits.

Wednesday, May 10, 2023

Most working adults with families should have some kind of life insurance in place.

Wednesday, May 3, 2023

For many of us, Social Security plays an important part in our financial plans for retirement or later stage of life. Even if you’re years away from applying for benefits, there are good reasons to set up your online Social...

Saturday, April 29, 2023

Whether you’re newlyweds or have celebrated many anniversaries, you already know you can accomplish more working together towards the same goal. The same goes with retirement savings.

Wednesday, April 19, 2023

This sounds like an exciting collaboration!  Check out the article.  I'd love to know what you think of the upcoming missions to the Moon.https://www.leidos.com/insights/leidos-nascar-speed-lunar-rover-race

Saturday, March 25, 2023

If you're approaching your retirement days, you might envision travel, relaxation, and family time. But is there room in your dream retirement for a new career as well?

Wednesday, March 22, 2023

Focus on these ten tasks to prepare your financial plan for anything and ensure you're doing all you can to invest in your future.

Wednesday, March 15, 2023

The good news is

Thursday, March 2, 2023

There are lots of positives to adulthood. You make your own money, you make your own rules, and you make your own decisions. But with that freedom comes responsibility too, and some are harder than others. Particularly difficult is the...

Monday, February 27, 2023

For decades, the number of single-parent households in the U.S. has been rising according to the United States Census Bureau. In fact, children living with a mother only is the second most common U.S. living arrangement, a number that...

Friday, February 17, 2023

Despite progress toward financial planning and saving, women often face challenges regarding their financial security.

Friday, February 10, 2023

Thursday, February 2, 2023

Inherited retirement accounts offer great financial opportunities to beneficiaries, but can be stressful due to the complicated risks associated with certain options. Knowing the basic differences of each option is just the tip of...

Saturday, January 28, 2023

January 28 serves as an internationally recognized day to remind us about data privacy. Also known as Data Privacy Day, January 28 aims to empower companies and individuals to discuss and implement ways to safeguard data and...

Friday, January 6, 2023

Kyle Murphy Market Commentary - January 5, 2023

Wednesday, January 4, 2023

I hope everyone had a wonderful holiday season. Things in the Murphy household are never dull. With a little push from my assistant, I am posting a picture of myself in full stage makeup. Was in the Central Virginia Dance...

Wednesday, December 21, 2022

When you have a major life event such as getting married, having a child, or buying a home, your financial situation and priorities may change.As your life changes, your financial decisions must stay in line with your goals, values,...

Friday, December 2, 2022

Tuesday, November 15, 2022

Kyle Murphy Market Commentary - November 14, 2022

Monday, November 14, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Wednesday, November 2, 2022

"You bought an EV and want to install a charger in your condo. Now what?"

Friday, October 28, 2022

Check Your IRA Beneficiaries Today!

Tuesday, October 25, 2022

Kyle Murphy Market Commentary - October 21, 2022

Friday, October 21, 2022

Five Ways to Offset the Rising Cost of Groceries, courtesy of moneywise.com!

Thursday, October 20, 2022

I hope you'll visit my Facebook page, https://www.facebook.com/kylemurphyfinancialadvisor, today. Follow my page's Blog for timely insights and sometimes "just for fun" posts like my family's Halloween 2020 photos.

Tuesday, October 18, 2022

There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...

Monday, October 10, 2022

Friday, September 23, 2022

Friday, September 23, 2022

Tuesday, September 13, 2022

Tuesday, August 23, 2022

Friday, July 8, 2022

Friday, June 17, 2022

Wednesday, June 8, 2022

Friday, May 20, 2022

Friday, May 20, 2022

Kyle Murphy Commentary Video - May 13, 2022

Thursday, May 19, 2022

Isn’t it the worst when you wake up after you’ve hit the snooze button? If your child is approaching college age, and you're behind on education savings, it can feel like hitting the snooze button too many times. But...

Tuesday, May 3, 2022

If you loved making paper airplanes as a kid, you may have been an early drone designer... Check out this article from The Washington Post:  Paper airplanes could help with design of drones or flying robots (msn.com)

Thursday, April 28, 2022

Wednesday, March 30, 2022

Thursday, March 24, 2022

Monday, March 14, 2022

Wednesday, January 19, 2022

Friday, October 15, 2021

Few life events are more stressful than a job loss. If you or someone you know is in this situation due to COVID-19, you likely have questions about job hunting, unemployment insurance, and health care. You may also be wondering,...